FREE TOOL · UPDATED OCTOBER 2026

ATO Tax Calculator 2026

Calculate your tax return instantly.

Free Australian tax calculator updated for 2026-27 ATO rates. Work out your tax refund, take-home pay, Medicare levy and HECS repayment in seconds.

Australian tax rates No sign-up required

Calculate my take-home

THE FAIR WAY TO ESTIMATE

2026–27tax year, made clearer.

Australia-focused estimates

Free to use, no account

Rates checked October 2026

For guidance, not tax advice.

YOUR 2026–27 ESTIMATE

Know what you take home.

Start with your income. Fine-tune the details whenever you like.

Independent tool notice: This calculator provides general estimates for informational purposes only and does not constitute formal tax or financial advice. This is an independent service not affiliated with the Australian Taxation Office (ATO). For official tax information visit ato.gov.au.

Your estimate

Your tax, at a glance

Change any detail to update your estimate instantly.

Annual gross salaryBefore tax

$0$300k+

Show amounts

Tax residency

HECS / HELP debtInclude a compulsory repayment

Private hospital coverFor Medicare Levy Surcharge estimate

A GOOD NEXT STEP

What to do next

A calculation is a starting point. Here are a few ways to keep moving.

01 / LODGELodge your tax returnPrepare and lodge your return online with a tax agent.Explore online lodgement 02 / COVERCompare health insuranceReview hospital cover options and understand the surcharge.Compare cover 03 / GET HELPFind a registered tax agentSearch the official Tax Practitioners Board register.Search the TPB register

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THREE SIMPLE STEPS

From a number to a next step.

No jargon, no account, no guesswork about what to do first.

Enter your income details

Add your annual income and choose the details that apply to you.

See your instant breakdown

Explore estimated tax, Medicare levy, study-loan repayments and take-home pay.

Choose your next move

Use the estimate as a guide, then lodge or speak with a registered tax professional.

THE DETAILS, MADE USEFUL

Get to know your tax.

Practical explainers for the questions Australians ask every tax year.

Tax refund calculator

Estimate whether you could receive a refund or have tax to pay.

Australian tax brackets

Understand marginal rates and what they mean for your income.

Medicare levy

See the standard levy and learn about the MLS surcharge.

HECS / HELP repayments

Estimate how study loan repayments can affect your take-home pay.

Tax return dates

Check key dates, the lodgement process and what to prepare.

A CLEARER START

Bring your next tax question into focus.

Try the calculator